SERVICES

 Pricing Services

• New product development, which includes developing rates, reviewing rates and forms for consistency, and reviewing rating manuals for state requirements.

• Rate level analyses to determine where rate changes need to be performed.

• Rate making for existing products.

• Rate filing support for all states.

• Captive feasibility studies.

• Pricing peer reviews.

• Expert witness testimony.

 Competitive Edge

• Portfolio management/profitability analyses to identify preferred segments vs. standard segments. This will provide the insights to optimize your business performance.

• Competitive advantage by comparing expected vs. actual results. This provides actionable insights for prompt business decisions to achieve higher business performance.

• Competitive analyses, which offer insight into how your prices compare to your competitors as well as any coverage differences.

 Reserving Services

• Loss reserve analyses by using traditional chain ladder/B-F as well as more advanced loss reserving techniques to fit your business. Support on short tail lines as well as long tail lines (i.e., casualty and financial lines).

• Statements of Actuarial Opinion and Actuarial Reports, which offer insights into your reserving adequacy and any key reserving issues.

• Schedule P preparation and review.

• Reserving second opinions.

 Mergers and Acquisitions

• Independent assessment of reserves.

• Assessment of pricing and technical pricing models.