SERVICES

Pricing Services
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New product development, which includes developing rates, reviewing rates and forms for consistency, and reviewing rating manuals for state requirements.
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Rate level analyses to determine where rate changes need to be performed.
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Rate making for existing products.
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Rate filing support for all states.
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Captive feasibility studies.
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Pricing peer reviews.
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Expert witness testimony.

Competitive Edge
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Portfolio management/profitability analyses to identify preferred segments vs. standard segments. This will provide the insights to optimize your business performance.
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Competitive advantage by comparing expected vs. actual results. This provides actionable insights for prompt business decisions to achieve higher business performance.
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Competitive analyses, which offer insight into how your prices compare to your competitors as well as any coverage differences.

Reserving Services
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Loss reserve analyses by using traditional chain ladder/B-F as well as more advanced loss reserving techniques to fit your business. Support on short tail lines as well as long tail lines (i.e., casualty and financial lines).
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Statements of Actuarial Opinion and Actuarial Reports, which offer insights into your reserving adequacy and any key reserving issues.
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Schedule P preparation and review.
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Reserving second opinions.

Mergers and Acquisitions
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Independent assessment of reserves.
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Assessment of pricing and technical pricing models.